Rental income optimization · Quebec
Opti Loyer recovers the gap between your rents and the market — through audit, cash for raise, cash for keys and tenant management — to maximize your income and drive up your buildings' value at refinancing. And you pay only if it works.
How much are you losing?
* Indicative estimate — annual rent gap capitalized at 5% TGA (× 20).
The service
Most plex owners look at their rents as monthly income. Seasoned investors, on the other hand, see them as dormant capital. Between the two lies the gap between what you collect today and what your unit would be worth at market price — often hundreds of dollars a month, per unit.
Rent optimization is the work of recovering that gap, legally, and turning it into building value. We analyze your rents, identify the catch-up potential, choose the right lever for each unit, and negotiate on your behalf — cleanly, through voluntary agreements, all the way to signing.
The result: more income every month, a higher valuation, and vastly increased refinancing capacity. All without you having to handle the delicate discussions with your tenants.
The multiplier effect
An income property is valued based on its net income, capitalized at the overall capitalization rate (TGA). At a 5 % TGA, every additional $1 of annual net income adds roughly $20 in value.
Run the full calculation with your own numbers in our value-created calculator — you'll see, live, the equity and refinanceable amount your optimization can generate. Illustrations at 5 % TGA (× 20); actual results depend on the area, the building and the financing.
Our levers
Rent optimization is not a one-size-fits-all recipe. Depending on the gap, the tenant and your objective, we choose — and combine — the most profitable levers.
We negotiate a mutually agreed rent increase in exchange for compensation. The tenant stays, and your income goes up today. See the service →
A voluntary move-out agreement, compensated and signed, to take back a heavily under-rented unit and re-rent at market. See the service →
Non-payment, conflicts, difficult files: we take the file in hand and manage the process, within the legal framework, all the way to resolution.
The starting point, free: an analysis of your below-market rents with a catch-up plan quantified by value, unit by unit.
The process
We compare your rents to the market, unit by unit, and quantify the dormant value — with no obligation. You know exactly where your equity is hiding.
We choose the most profitable lever for each unit — cash for raise, cash for keys or management — and present you a clear plan with numbers and a timeline.
We lead the approach and the negotiation on your behalf, with tact, and we put together the voluntary agreement, documented and signed — without a dispute before the TAL, and nothing without your consent.
The new income translates into value: more cash flow every month, and equity to refinance and reinvest. And you pay us only on the result achieved.
Who it's for
Concrete cases
Representative examples for illustration only — actual amounts depend on your building, your market and the agreement reached.
FAQ
Rent optimization means recovering the gap between your current rents and the market rent, then turning it into income and building value. We combine the right levers — audit, cash for raise, cash for keys, tenant management — to maximize your rental income without costing you your time or your peace of mind.
The initial audit is free and with no obligation. After that, you pay only if we deliver results: our compensation is tied to the value and income we earn you. No results, no fees.
Yes. All of our work goes through voluntary agreements, signed and documented, in compliance with Québec's rental board (the TAL). Nothing is signed without the tenant's consent, and nothing happens without yours.
An income property is valued based on its net income, capitalized at the overall capitalization rate (TGA). At a 5% TGA, every additional $1 of annual net income adds roughly $20 in value: a $100/month increase therefore creates about $24,000 in value, part of which can be refinanced.
It depends on the lever and the file. A rent-increase negotiation can be settled in a few weeks; a voluntary move-out agreement varies with the tenant's situation. We give you a realistic timeline right from the audit.
Duplexes, triplexes, quadruplexes and income properties of any size, as soon as one or more rents are below market. The larger the gap, the greater the optimization potential.
Cash for raise keeps the tenant in place with a rent readjusted to market, mutually agreed in exchange for compensation. Cash for keys frees up the unit: the tenant leaves voluntarily in exchange for compensation, which lets you re-rent at market price. We choose the lever based on your objective and the rent gap.
No. We lead the approach and the negotiation on your behalf, with tact and respect. You never have to handle the difficult conversation — we take care of it, and nothing is signed without your consent.
Throughout Quebec, with a focus on Greater Montreal and the surrounding regions. Contact us with your area and we'll confirm quickly.
No, never. Both cash for raise and cash for keys rest on a strictly voluntary agreement: the tenant is free to accept or refuse, and nothing is signed without their consent. We rely on a fair offer and a respectful approach, never on pressure.
With a free, no-obligation audit. We analyze your leases and your rents, quantify the gap with the market unit by unit, then propose the appropriate levers — cash for raise, cash for keys, tenant management. You then decide whether you want to move forward, and you pay only if we deliver results.
This page is provided for informational purposes and does not constitute legal or financial advice. Rates, values and TAL rules change — consult a professional for your situation.
A free audit, with no obligation — and you pay only if we deliver results. Let's see together how much your rent optimization can create.
Get my free analysis →