Cash for raise · Cash for keys · Québec
Are your rents below market? Reclaim the fortune sleeping in your building.
Opti Loyer handles your cash for raise (a mutually agreed rent increase) and your cash for keys (a paid voluntary move-out) — to bring your rents up to market price, legally, in compliance with Québec's rental board (TAL). We negotiate everything for you.
Pay only for results — you only pay if we make you money.
Our two levers
Two ways to reclaim the money sleeping in your rents.
Whether you want to keep your tenants or take back a unit, we have the right agreement — always legal, always voluntary.
Getting a rent increase accepted
We negotiate an increase your tenant accepts by mutual agreement — no tribunal, no conflict. Your income rises, your tenant stays.
See the service →
Taking back an under-rented unit
We negotiate a paid voluntary move-out agreement: the tenant leaves satisfied, you take back the unit and re-rent it at market price.
See the service →How it works
What we do for you, in three steps.
You have nothing to manage — we handle the strategy and the negotiation, from first contact to signing.
We analyze
A free audit of your rents, unit by unit. We put a number on the money you're leaving on the table and the hidden value in your building.
Free audit · no obligationWe negotiate for you
Cash for raise or cash for keys depending on your situation — always in compliance with the TAL, no conflict, no tribunal. We're the ones who talk to the tenants.
We talk to the tenants, not youYou cash in
Your rents move up to market price and the value of your building climbs — for your refinancing or your resale. You only pay if it works.
Rents ↑ · value ↑ · financing ↑Real results
What we've created for real property owners.
Real buildings, optimized legally — here's the value we unlocked for their owners.
- 12 agreements negotiated with the tenants
- +$250/month per door → +$36,000/yr
- Rents brought back to market, no conflict
- Average rent $900 → $1,600
- 7 of 8 tenants accepted the agreement
- Refinancing unlocked for the owner
- 2 rents from $800 → $1,400
- Voluntary agreements, TAL-compliant
- Higher yield and building value
No results, no fee
You only pay if it works.
Our compensation is tied to the results we achieve. No increase in income, no value created? You owe us nothing. We take on the risk with you — it's our way of guaranteeing that we only work on cases that truly pay off.
Our services
We fix the four situations dragging down your income.
Below-market rents
An increase your tenant accepts, no tribunal.
Reclaim a unit
A paid voluntary move-out to re-rent at market.
Difficult tenant · non-payment
We take the case in hand, faster than the TAL.
Before a sale or refinancing
We maximize the value and your borrowing capacity.
Done by the book
Maximizing your income, without ever exposing you.
Rent optimization in Québec plays out on regulated ground. Our job: get the maximum for you, always through voluntary, documented agreements.
- Voluntary agreements. Signed and paid, never any undue pressure.
- TAL compliance. Every step complies with the framework of Québec's rental board (the Tribunal administratif du logement).
- Traceability. Complete documentation, from first contact to signing.
- You decide. Nothing is signed without your approval.
FAQ
The questions we're asked most.
We handle the negotiation, not just the analysis. Opti Loyer is a done-for-you service: we approach and negotiate with your tenants ourselves, on your behalf, all the way to the signed agreement — both for a cash for raise (an accepted rent increase) and a cash for keys (a paid voluntary move-out). You never have to lead the difficult conversation, and nothing is signed without your approval.
No. Our model is simple: you only pay if it works. Our compensation is tied to the value and income we help you earn. No results, no fee — and the initial audit is always free. We take on the risk with you.
Yes. In Québec, a landlord and tenant can freely agree to end the lease through a voluntary move-out agreement, with compensation. What matters is that the agreement is voluntary, clear, and documented — with no undue pressure. That's precisely the framework we work within.
Cash for raise keeps the tenant in place, but with a rent readjusted to market, accepted by mutual agreement in exchange for compensation. Cash for keys frees up the unit: the tenant leaves voluntarily in exchange for compensation, letting you re-rent at market price. We choose the lever based on your goal and the rent gap.
An income property is valued based on its net income, capitalized at an overall capitalization rate (cap rate). At a 5% cap rate, every additional $1 of annual net income adds about $20 of value. So +$100/month of rent ($1,200/year) creates roughly $24,000 of value.
The standard annual increase is regulated, but a tenant can accept a higher increase if they consent — for example, as part of a negotiated agreement with compensation, or when re-renting a vacated unit. That's where the catch-up room lies, and that's what we negotiate for you.
We operate throughout Québec, with a focus on Greater Montréal and the surrounding regions. Contact us with your area and we'll confirm quickly.
There's no amount set by law: compensation is freely negotiated. The right amount depends on the rent gap, the length of the lease, and the tenant's situation — we calculate an offer that stays well worthwhile relative to the value recovered.
It depends on the lever and the case. Negotiating an increase can be settled in a few weeks; a move-out agreement varies with the tenant's situation. We give you a realistic timeline right from the free audit.
No. We lead the approach and negotiation on your behalf, with tact. You never have to face the difficult conversation, and nothing is signed without your approval.
Yes, always. A voluntary agreement requires both parties' consent. Our role is to propose an arrangement attractive enough that the tenant benefits too — without ever forcing anything.
Free analysis · no obligation
Discover the dormant value in your building.
Send us a few details. We'll get back to you with an estimate of the catch-up potential and the value created.
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How much is sleeping in your building?
A free audit tells you in a few days.
And you only pay if we make you money. Zero risk to try.