Income property owners · Québec
Are your rents below market? Reclaim the fortune sleeping in your building.
Opti Loyer brings your rents up to market price and frees up your under-rented units — we negotiate everything for you, legally. And you only pay if we make you money.
How much are you losing?
See, in 10 seconds, the money your below-market rents are costing you.
* Indicative estimate. Value = annual rent gap capitalized at a 5% cap rate (× 20).
How it works
Simple, risk-free, pay only for results.
Free audit
We analyze your rents, unit by unit, and put an exact number on what you're losing.
We negotiate for you
Accepted increase, lease buyout, or voluntary move-out — we handle everything, legally, in compliance with the TAL.
You cash in
More income every month, more value to refinance. And you only pay if it works.
Does this sound like you?
If one of these situations speaks to you, we can help.
Landlords find us by searching for exactly these problems. You're not alone — and each one has a solution.
My tenant pays $750 while the market is at $1,400.
Cash for raise or cash for keysThe TAL's annual increases will never catch up to the market.
Catch-up strategyI have a tenant who's stopped paying and the case is dragging on.
Problem tenant managementThe bank values my building below its true worth because of the rents.
Optimization before refinancingI want to sell or refinance, but my income is dragging down the price.
Rental income optimization auditA unit is opening up soon — how do I make the most of it?
Repositioning planNo results, no fee
You only pay if it works.
Our compensation is tied to the results we achieve. No increase in income, no value created? You owe us nothing. We take on the risk with you — it's our way of guaranteeing that we only work on cases that truly pay off.
Our approach
Aggressive on results. Rigorous on legality.
Most landlords leave thousands of dollars on the table every year — not for lack of will, but because negotiating an increase, managing a difficult tenant, or building a voluntary move-out case takes time, finesse, and a deep knowledge of the rules. That's exactly what we do. We identify the dormant value, choose the right lever, and negotiate on your behalf — cleanly, through voluntary agreements, all the way to signing.
With your tenants
How it actually works with the tenant.
Every case is handled with tact and through voluntary agreements. You never have to manage the difficult conversation — we take care of it, in your place and on your behalf.
We prepare the approach
Before any contact, we study the file: the lease, the history, the unit's profile, and the gap with the market. We build a tailored strategy and a fair offer, calibrated to be accepted. No improvisation.
We make contact, professionally
We approach the tenant on your behalf, with transparency and respect. No pressure, no harassment: an adult-to-adult conversation. The tenant understands the process and feels respected, not threatened.
We propose a win-win agreement
The tenant benefits too: fair financial compensation to vacate the unit (cash for keys), or a negotiated rent adjustment they accept by mutual agreement (cash for raise). They always remain free to accept or decline.
We put it in writing, in black and white
As soon as the tenant agrees, we draft and have them sign a clear, compliant agreement — lease termination or rent modification — documented at every step. Everything is legal, voluntary, and traceable, to protect you.
You cash in the result
The unit is freed up or the new rent takes effect. You pay the agreed compensation, then re-rent at market or refinance the value created. And you only pay us at that point — solely on the result achieved.
Real-world cases
What a single intervention can create.
Three representative examples of the kind of results we aim for — from the cheque handed to the tenant to the value created in your building.
* Representative examples for illustration only. Actual amounts depend on your building, your market, and the agreement reached with the tenant. Value created estimated at a 5% cap rate (× 20).
Our services
The right lever for every situation.
For landlords who want to move tenants out and significantly optimize their income — without sacrificing their time or their peace of mind.
We raise your rents to market price
We negotiate a mutually agreed rent increase with your tenant, in exchange for compensation. Your income rises today, and the value follows at refinancing.
We free up your under-rented units
A paid, signed voluntary move-out agreement to take back a heavily under-rented unit — cleanly and without a battle before the TAL.
We manage your difficult tenants
Non-payment, conflicts, neighbour disturbances: we take the case in hand and manage the process, within the legal framework, all the way to resolution.
We find the money hidden in your rents
A complete analysis of your below-market rents with a catch-up plan quantified by value — so you know exactly where your equity is hiding.
Who it's for
Built for landlords ready to take action.
Plex owners
Duplexes, triplexes, quadruplexes with one or more rents frozen well below market.
Real estate investors
Multi-building portfolios where every point of rent recovered multiplies into value and refinancing capacity.
Property managers
Managing on behalf of owner clients? We become your negotiating arm on sensitive files.
Done by the book
Maximizing your income, without ever exposing you.
Rent optimization in Québec plays out on regulated ground. Our job: get the maximum for you, always through voluntary, documented agreements.
- Voluntary agreements. Signed and paid, never any undue pressure.
- TAL compliance. Every step complies with the framework of Québec's rental board (the TAL).
- Traceability. Complete documentation, from first contact to signing.
- You decide. Nothing is signed without your approval.
FAQ
The questions we're asked most.
No. Our model is simple: you only pay if it works. Our compensation is tied to the value and income we help you earn. No results, no fee — and the initial audit is always free. We take on the risk with you.
Yes. In Québec, a landlord and tenant can freely agree to end the lease through a voluntary move-out agreement, with compensation. What matters is that the agreement is voluntary, clear, and documented — with no undue pressure. That's precisely the framework we work within.
Cash for raise keeps the tenant in place, but with a rent readjusted to market, accepted by mutual agreement in exchange for compensation. Cash for keys frees up the unit: the tenant leaves voluntarily in exchange for compensation, letting you re-rent at market price. We choose the lever based on your goal and the rent gap.
An income property is valued based on its net income, capitalized at an overall capitalization rate (cap rate). At a 5% cap rate, every additional $1 of annual net income adds about $20 of value. So +$100/month of rent ($1,200/year) creates roughly $24,000 of value. Our calculator, further down, gives you the exact figure with your own numbers.
The standard annual increase is regulated, but a tenant can accept a higher increase if they consent — for example, as part of a negotiated agreement with compensation, or when re-renting a vacated unit. That's where the catch-up room lies, and that's what we negotiate for you.
We operate throughout Québec, with a focus on Greater Montréal and the surrounding regions. Contact us with your area and we'll confirm quickly.
There's no amount set by law: compensation is freely negotiated. The right amount depends on the rent gap, the length of the lease, and the tenant's situation — we calculate an offer that stays well worthwhile relative to the value recovered.
It depends on the lever and the case. Negotiating an increase can be settled in a few weeks; a move-out agreement varies with the tenant's situation. We give you a realistic timeline right from the free audit.
No. We lead the approach and negotiation on your behalf, with tact. You never have to face the difficult conversation, and nothing is signed without your approval.
Yes, always. A voluntary agreement requires both parties' consent. Our role is to propose an arrangement attractive enough that the tenant benefits too — without ever forcing anything.
The calculator
For the curious: how much is your optimization worth?
Enter your numbers and see, in real time, the equity a rent increase creates at refinancing.
* Estimate for indicative purposes. Value created = annual net income increase capitalized at your market's cap rate. Actual results vary depending on the real capitalization rate, the condition of the building, and financing conditions.
Guides & resources
To go further.
Our expert guides to understand each lever before you dive in — written by Simon Bergeron.
Cash for keys in Québec: the complete guide
Read the guide → Cash for RaiseRaising a tenant's rent in Québec
Read the guide → Value & refinancingBelow-market rents: the hidden fortune in your building
Read the guide → Problem tenantsTenant who doesn't pay or is problematic: the guide
Read the guide → Free kitCash for keys kit: agreement template + checklist
Download the kit → Free kitCash for raise kit: mutually agreed increase template
Download the kit →Illustrative examples
The kind of results we aim for on your behalf.
“Two rents in a triplex readjusted — without a single difficult conversation to manage.”
“A unit frozen for twelve years, taken back cleanly in a few weeks — the refinancing value jumped.”
“Free audit, and nothing to pay until the money comes in. Zero risk to try.”
Representative examples of the type of intervention, unattributed.
Free analysis · no obligation
Discover the dormant value in your building.
Send us a few details. We'll get back to you with an estimate of the catch-up potential and the value created.