The Opti Loyer blog

Expert guides for landlords in Quebec.

Everything you need to know to increase your rental income, manage your tenants and grow the value of your properties — explained clearly, in compliance with the TAL.

A landlord weighs consulting a lawyer against entrusting a cash for keys to a negotiation specialist in Quebec. Cash for Keys

Cash for keys: lawyer or specialist?

Cash for keys in Québec: a lawyer drafts the agreement; a negotiation specialist sets the amount, negotiates the departure, and is paid on…

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Rent ledger with unpaid rows on a desk — non-payment of rent and TAL remedies in Quebec Management

Non-Payment of Rent: TAL Remedies & Delays

Tenant hasn't paid in 2 months? Your TAL remedies (recovery, lease termination, eviction), realistic timelines and the faster move-out agreement.

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Landlord rereading a rent increase notice refused by their tenant in Quebec. Cash for Raise

Tenant refuses rent increase: your options

Your tenant refuses the proposed rent increase? Your legal options in Québec: rent fixing at the TAL, a negotiated agreement, or a paid voluntary…

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A landlord comparing rental listings to estimate the market value of a unit in Montreal. Optimization

Market rent value in Montréal

How to calculate the true market value of your unit's rent in Montréal: recent comparables, adjustments, and a per-bedroom benchmark, step by step.

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A landlord and tenant discussing a rent increase at the table, a mutual agreement in Quebec. Cash for Raise

Get a tenant to accept a rent increase

How to get a tenant, even a long-time one, to accept a significant rent increase without going to the TAL — legally, by mutual agreement, with…

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Landlord calculating whether to raise the rent gradually or negotiate an agreement in Québec. Cash for Raise

Raise rent gradually or by agreement?

Raise rent gradually with yearly TAL-guideline increases, or negotiate a one-shot agreement to reach market? A 5-year comparison with numbers,…

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Rental building where one unit rents for $700 though it's worth $1,400 at market, illustrating the frozen rent gap. Optimization

Tenant pays $700, unit worth $1,400

Your tenant pays $700 for a unit worth $1,400? Here are the two legal routes — a negotiated increase or a paid voluntary departure — to fix it in…

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Landlord reviewing the rents of a recently purchased building where rents are below market. Investing

Bought a building, low rents: where to start

You just bought an income property with below-market rents? Here's the 5-step legal plan to recover the hidden income and the locked-in property…

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Financial documents for an income property showing how below-market rents affect the bank appraisal and refinancing Value & resale

Optimize Rents Before Refinancing or Selling

Below-market rents lower net operating income, cutting your building's value and the amount a bank will refinance. How to optimize them legally…

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A Québec rental building whose below-market rent hides value recoverable without any renovation. Cash for Raise

Raise the rent without renovating in Québec

Raise your rental income without renovating, legally in Québec: an accepted negotiated increase or a paid voluntary departure, then re-let at…

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An envelope of cash exchanged for apartment keys in a cash for keys deal in Québec. Cash for Keys

How much to offer for cash for keys?

How much should you offer a tenant to leave voluntarily in Québec? The real ranges, the ROI math, and a worked example to decide if it's worth it.

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An envelope of cash exchanged for apartment keys, a cash for keys deal in Quebec. Cash for Keys

Cash for keys in Quebec: the complete guide for landlords

Is it legal? How much should you offer? How do you draft the agreement? The A-to-Z guide to repossessing an under-rented dwelling, the clean way.

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Envelope placed in a triplex mailbox, a rent increase notice in Quebec. Cash for Raise

Raising a tenant's rent in Quebec: the law and the real strategies

Beyond the increase suggested by the TAL: how to realign a rent to the market, legally, with the tenant's agreement.

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Calculator and property documents assessing how below-market rent affects a rental building's value Value & refinancing

Below-market rents: the hidden fortune in your property

Why $100 in rent is worth $20,000 in value, how the cap rate works, and how to recover your dormant equity.

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Hand flipping a rent ledger with blank rows on a desk — tenant not paying rent in Quebec Problem tenants

Tenant who doesn't pay or is problematic: the landlord's guide

Non-payment, conflicts, damage: your recourses at the TAL, the real timelines, and when cash for keys becomes the solution.

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A negotiation over documents and a calculator, how to do a cash for keys in Quebec. Cash for Keys

How to do a cash for keys in Quebec: the step-by-step method

The practical guide: the 8 steps, the mistakes to avoid, the clauses of the agreement and how much to offer.

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Person on a brick duplex threshold holding a folder: dwelling repossession in Quebec Repossession of a dwelling

Repossession of a dwelling in Quebec: the complete guide for landlords

Conditions, eligible relatives, notices, contestation — and when cash for keys is a better choice.

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Apartment being gutted with furniture still inside, an illegal renoviction in Quebec Illegal eviction

Illegal renoviction in Quebec

Illegal renoviction in Quebec often ends badly: contestation at the TAL, damages, fines. Why it goes off the rails and how to recover a dwelling legally.

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Emptied apartment left vacant, keys on the sill: repossession of a dwelling in bad faith Illegal repossession

Bad-faith repossession of a dwelling: the trap

Bad-faith repossession of a dwelling: why this shortcut leads straight to the TAL — damages, fines — and the legal way to recover a dwelling.

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Tenant's boxes left outside a door with a changed lock, illustrating an illegal eviction in Quebec Illegal eviction

Illegal eviction of a tenant in Quebec

Illegal eviction of a tenant in Quebec: why these practices are costly (TAL contestation, damages, fines) and how to do it legally.

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Tense tenant behind a chained apartment door as a hand knocks — tenant harassment in Quebec Prohibited practices

Tenant harassment in Quebec: the red line

Tenant harassment in Quebec: why these practices end badly (contestation, damages, fines) and the only legal way to recover a dwelling.

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A hand near a building's breaker panel, cutting a tenant's services, an illegal act. Prohibited practices

Cutting off a tenant's services: illegal

Cutting off a tenant's heat, water or electricity is illegal and dangerous in Quebec: risks, TAL sanctions and the only legal way to proceed.

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Empty apartment with boxes and a figure at the window, illustrating the trap of a false repossession Illegal repossession

False repossession of a dwelling: the trap

A false repossession of a dwelling often ends up at the TAL: damages, fines, tenant reinstated, damaged reputation. Why the scheme fails.

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Microphone held toward an anonymous tenant on a stoop: renoviction in the Quebec media Illegal eviction

Renoviction in Quebec in the media

Renoviction in Quebec often makes headlines in the media. Here's why these cases go off the rails at the TAL and the legal way to recover a dwelling.

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Two relatives from behind facing a triplex, illustrating a home repossession for a family member Repossession of a dwelling

Repossession of a dwelling for a relative

Repossession of a dwelling for a relative: strict conditions, good faith, notice and timelines that too many landlords overlook — and the risk-free alternative.

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Gutted apartment under renovation illustrating major works and eviction in Quebec Illegal eviction

Major work and eviction in Quebec

Major work and eviction in Quebec: what the law really allows, what it prohibits, and why a disguised renoviction ends up costing a great deal.

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Hands installing a new lock on a door, changing a tenant's lock, an illegal act. Prohibited practices

Changing a tenant's lock

Changing a tenant's lock is illegal in Quebec: contestation at the TAL, damages and hefty fines. The legal way to recover a dwelling.

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Tenant holding a notice at the door, illustrating the threat of dwelling repossession Prohibited practices

Threatening a tenant with repossession: the trap

Threatening a tenant with repossession to force a signature vitiates consent and can void everything: contestation, damages, fines. The right method here.

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Hand knocking on a closed door, evoking a home repossession refused by the tenant Repossession of a dwelling

Repossession of a dwelling refused: your options

Repossession of a dwelling refused by the tenant? Here are your real legal options, the risks of a shortcut and Opti Loyer's pay-only-for-results alternative.

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Calculator and official documents on a kitchen table, illustrating a renoviction fine in Quebec. Illegal eviction

Renoviction fine in Quebec: what it costs

Renoviction fine in Quebec: how much does an illegal eviction really cost? Damages, punitive damages, fines, tenant reinstated. The complete picture.

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A hand hesitating to sign, illustrating cancelling a tenant departure agreement. Move-out agreement

Cancelling a tenant's move-out agreement

Can a tenant cancel a voluntary move-out agreement in Quebec? What the law says, when an agreement falls through and how to secure it legally.

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Real-estate lockbox on an emptied unit's door: fictitious repossession to resell Illegal repossession

Fictitious repossession to resell: the trap

A fictitious repossession to resell often backfires on the landlord: contestation at the TAL, damages, tenant reinstated. The legal and safe route.

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Hands with a calculator and rent-increase notice at a table — abusive rent hike to evict Prohibited practices

Abusive rent increase to evict

An abusive rent increase to push a tenant out is illegal and risky in Quebec. Here are the consequences and the legal way to get there.

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Apartment under renovation with official documents, evoking Quebec's tightened renoviction law Legal framework

Quebec renoviction law: what has changed

The Quebec renoviction law has tightened: notices, fines and damages at the TAL. Why shortcuts cost landlords dearly and the legal path to follow.

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Emptied apartment under renovation with ladder and drop cloths, showing a building evacuated for renovations Illegal eviction

Emptying a building for renovations

Emptying a building for renovations: tenants' rights, renoviction, contestation at the TAL, damages, fines and the only legal way to do it.

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Elderly tenant from behind by a window, illustrating home repossession of a senior and protections Repossession of a dwelling

Repossession from an elderly tenant: protections

Repossession from an elderly tenant: the special protections a landlord must know, why a mistake is costly and how to act legally.

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Tenant seated with folded arms at a table, door open behind — tenant refuses a valid repossession Repossession of a dwelling

Tenant refuses repossession: what to do

Tenant refuses a valid repossession and won't leave? Here's the legal course of action at the TAL, the risks to avoid and the risk-free alternative.

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Hands sorting documents and photos on a table, illustrating steps for a repossession disputed at the tribunal Repossession of a dwelling

7 moves: repossession in dispute at the TAL

Repossession of a dwelling in Quebec: 7 moves that turn your process into a dispute at the TAL, their consequences, and the legal way to recover a dwelling.

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Two apartment doors, one under renovation, the choice between cash for keys and renoviction. Comparison

Cash for keys or renoviction: the legal route

Cash for keys or renoviction: the difference between the legal route and the illegal shortcut. Why it ends badly and how to recover a dwelling legally.

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Sober tribunal hearing room with an evidence folder, showing the good-faith proof required for a repossession Repossession of a dwelling

Good faith in repossession at the TAL: the required proof

Good faith in repossession at the TAL: what proof does the tribunal really require? Why false repossessions end badly and how to recover a dwelling legally.

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Hands exchanging a cash envelope for apartment keys, a cash for keys arrangement Move-out agreement

Paying a tenant to leave: is it legal?

Is paying a tenant to leave legal in Quebec? What's allowed, what goes off the rails, and how to reach a move-out agreement risk-free.

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Worker tarps off an occupied apartment door, a disguised renoviction inside a Quebec brick triplex Illegal eviction

Disguised renoviction: recognizing the trap

Disguised renoviction in Quebec: pretext work, false motives, pressure. Recognizing the trap, what it could cost you and the legal alternative.

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Hand circling a date on a wall calendar evoking a home repossession during an active lease Repossession of a dwelling

Repossession during the lease: is it possible?

Repossession during the lease in Quebec: is it possible, under what conditions, and why the shortcut often ends up at the TAL. The clear guide for landlords.

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Elderly hands resting on a worn armchair by a curtained window — protected tenant from eviction Legal framework

Tenant protected from eviction in Quebec

Tenant protected from eviction in Quebec: who is, why the law protects them, and how to recover your dwelling legally through a voluntary agreement.

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Vacant renovated plex for sale, illustrating illegal eviction and its effect on resale value Illegal eviction

Illegal eviction and resale value

Illegal eviction: the hidden impact on your property's resale value in Quebec, the real consequences and the legal, pay-only-for-results alternative.

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An official letter beside a wall calendar, deadlines and notices for a dwelling repossession in Quebec. Repossession of a dwelling

Timelines and notices for repossession of a dwelling

Timelines and notices for repossession of a dwelling in Quebec: what to follow to the letter, the risks of a mistake at the TAL and the legal way to recover a dwelling.

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Landlord and advisor reviewing paperwork to recover a rental unit legally Our approach

Recovering a dwelling legally

Recovering a dwelling legally in Quebec: why going through a pro removes the risk, avoids contestations at the TAL and protects your reputation.

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Stacks of case files in a plain hearing room: illegal repossession, the 81,000$ Bleier case Ruling

Illegal Repossession Costing $81,000: The Bleier Case

An Outremont dwelling repossessed for a daughter who never moved in: the TAL orders the landlord to pay roughly $81,000, including $55,000 in punitive damages.

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Two young people seen from behind facing a duplex under renovation — investors condemned for renoviction Ruling

Young Investors Convicted of Renoviction

Two investors in their mid-twenties were convicted of a renoviction: the renovated dwelling ended up on Airbnb, exposed by Instagram. The full story.

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Hands sliding a compensation cheque across a table of legal files — renoviction and tenant harassment Ruling

Harassment, Renoviction: $24,000 (Fortier)

Fortier v. 9443-5070 Québec inc. (2025 QCTAL 12557): $24,000 in damages for harassing a tenant in order to force a renoviction. Analysis.

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Stacked case files on a hearing-room table illustrating punitive damages awarded by the rental tribunal Case law

$40,000 in Punitive Damages: TAL Rulings

Punitive damages of up to $40,000 for bad-faith repossession and renoviction: what recent TAL rulings reveal and how to avoid the worst.

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Figure leaving a municipal building, a landlord ordered to pay damages in a Longueuil neighbourhood Ruling

Landlord Fined $21,000 in Longueuil

In Longueuil, a CMHC lawyer is ordered to pay more than $21,000 for an illegal repossession. An analysis of a ruling that proves bad faith is expensive.

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Hands sorting a stack of legal letters and bills illustrating an illegal repossession and its damages Analysis

Illegal Repossession: The Damages That Soar

Quebec courts are cracking down hard on landlords who evict a tenant. Here's why punitive damages are reaching new heights.

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Red-brick apartment building on a Sherbrooke street illustrating a disguised eviction on rue Malouin Report

"Disguised Eviction" in Sherbrooke: Malouin Street

In Sherbrooke, on Malouin Street, tenants denounced a "disguised eviction": lease terminations signed under pressure. Why it's risky, and the legal path.

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Hands counting banknotes on a table in an empty apartment, illustrating a bad-faith eviction Report

Bad-Faith Eviction: Is $50,000 Too Little?

A $50,000 penalty for a bad-faith eviction deemed weakly deterrent: Quebec law and the legal path to reclaim a dwelling.

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Gloved hand pulling an envelope from a snowy mailbox, illustrating evictions during the holiday season Report

Holiday-Season Evictions: A Notice Received on December 28

A 10-year tenant receives an eviction notice on December 28: what this news report reveals about bad faith and the legal way to take back a dwelling.

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Hand hesitating with a pen over a contract, illustrating an illegal waiver of tenant recourses Prohibited practice

Waiving Your Rights as a Tenant: Illegal

Having a tenant sign a waiver of their legal remedies is illegal in Quebec: these public-order rights cannot be given up in advance. Here's why.

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Brick sixplex facade on the Plateau with scaffolding: a Montreal renoviction case Report

Renovictions on the Plateau: the case of a sixplex

On the Plateau, tenants of a sixplex say they were « dispossessed » despite the moratorium on renovictions. The case, the law and the 100% legal path.

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Moving boxes outside a large brick building, households facing eviction in Côte-des-Neiges. Report

Up to 50 Households Threatened with Eviction in Côte-des-Neiges

Up to 50 families on Bourret Avenue, in Côte-des-Neiges, reportedly received eviction notices deemed groundless. We break down the case and the legal path.

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Residents gathered outside an old Montreal apartment building after a renoviction was halted Report

Manoir Lafontaine: a renoviction stopped

Manoir Lafontaine: roughly 90 units threatened with renoviction, saved by tenant mobilization. The story of the saga and the legal path in Quebec.

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Keypad lockbox and suitcase at an apartment door, illustrating eviction of a tenant for an illegal Airbnb Airbnb

Evicting a Tenant to Run an Airbnb: The Abuse

Evicting a tenant to turn the unit into an Airbnb: why it's bad faith, what a landlord risks in Quebec, and the only truly legal way to do it.

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Key lockbox on an outdoor staircase railing with a suitcase — illegal short-term rental Airbnb

Illegal Airbnb: What the Case Law Says

Illegal short-term tourist rentals in Quebec: case law shows that a mere Airbnb listing, even with a calendar marked "fully booked," can be enough to prove it.

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Key lockbox on an old Vieux-Québec building railing, evoking the freeze on new Airbnb rentals Airbnb

Old Quebec: freeze on new Airbnb rentals

The City of Québec is freezing new tourist accommodations in Old Quebec to protect its rental housing stock. What can landlords legally do?

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Brick triplex street with moving boxes outside several doors — sharp rise in evictions Trend

Evictions: +132% in one year (RCLALQ report)

An RCLALQ report reveals a 132% jump in eviction attempts in one year, 3,530 complaints and a surge beyond Montreal. What it changes.

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Row of brick triplexes in Sherbrooke illustrating quadrupled home repossessions Trend

Repossession requests quadruple in Sherbrooke

Repossession requests have quadrupled in Sherbrooke according to Radio-Canada. What this warning sign reveals about bad faith and the legal path forward.

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Tenant filling out a form beside a contested rent-increase notice for a TAL claim Trend

TAL Cases Triple: Contested Rent Increases

Cases before the TAL have more than tripled in five years, mostly over rent increases. We break down the law and the legal way to optimize a rent.

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Half-renovated triplex facade with idle scaffolding under snow — moratorium on renovictions (Bill 65) Legal framework

Law 65: the 2027 renoviction moratorium

Law 65 imposes a moratorium on evictions and renovictions in Quebec until June 6, 2027. What changes for landlords and the legal alternative.

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Tenant reviewing a lease and documents at a table: renovictions, repossessions and your rights Legal framework

Renovictions and repossessions: your rights

Renovictions, repossessions, renovations: what the law actually allows, why a "temporary" evacuation that becomes permanent is illegal, and your rights.

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Elderly hands on an outdoor staircase rail, evoking renoviction and the exclusion of seniors Trend

Renoviction and Seniors: The Report Raising the Alarm

A research report from the FRQ documents renovictions that push senior tenants out of the private rental market. What is illegal, and the legal path forward.

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