Frequently asked questions
Cash for keys, cash for raise, legality, costs, timelines, TAL — everything landlords ask us, in one place.
The Opti Loyer model
No. You only pay if it works: our compensation is tied to the value and income obtained. No results, no fees. The initial audit is always free.
The initial audit is free and with no commitment. After that, you only pay if we get results: our compensation is tied to the value created. No results, no fees.
Yes. All of our steps go through voluntary agreements, signed and documented, in compliance with Québec's rental board (the TAL). Nothing gets signed without the tenant's consent, and nothing happens without yours.
No. We lead the approach and the negotiation on your behalf, with tact and respect. You never have to manage the difficult conversation, and nothing gets signed without your agreement.
Cash for keys
Yes. A landlord and a tenant can freely agree to end the lease through a voluntary move-out agreement, with compensation. The agreement must be voluntary, clear and documented, without undue pressure.
There is no amount set by law: the compensation is freely negotiated. The right amount depends on the rent gap, how long the lease has run and the tenant's situation. We calculate an offer that stays largely profitable relative to the value recovered. See the Cash for Keys service.
Yes, always. A voluntary agreement requires the consent of both parties. Our role is to propose an arrangement attractive enough that the tenant comes out ahead — without ever forcing anything.
Cash for raise & value
Cash for raise keeps the tenant in place with a rent readjusted to market, mutually agreed in exchange for compensation. Cash for keys frees up the unit: the tenant leaves voluntarily in exchange for compensation, allowing you to re-rent at market price.
The standard annual increase is regulated, but a tenant can accept a higher increase if they consent — for example through a negotiated agreement with compensation, or when re-renting a unit that has been freed up. See the Cash for Raise service.
An income property is valued from its net income, capitalized at the capitalization rate (cap rate, or TGA). At a 5% cap rate, every additional $1 of annual net income adds about $20 of value; +$100/month of rent creates about $24,000 of value. Run the numbers in our calculator.
Practical
It depends on the leverage and the file. A rent-increase negotiation can be settled in a few weeks; a move-out agreement varies with the tenant's situation. We give you a realistic timeline right from the audit.
Everywhere in Québec, with a focus on Greater Montréal, the North Shore, the South Shore and the surrounding areas. Contact us with your area and we'll confirm quickly.
Duplexes, triplexes, quadruplexes and income properties of any size, as soon as one or more rents are below market. The larger the gap, the higher the potential.
This page is provided for informational purposes and does not constitute legal advice. TAL rules evolve — verify the terms in force or consult a professional.
A free audit, with no commitment — and you only pay if we get results.
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